Is Airbnb legal in Helsinki?

In Helsinki, Finland, Airbnb regulations are evolving to achieve a consistent framework across cities regarding short-term rentals. Key regulations include the necessity for hosts to ensure compliance with local laws, contracts, and community rules. Hosts must review any agreements such as leases or mortgages, as these may have clauses restricting subletting or hosting. Taxes on Airbnb earnings are deemed taxable income, potentially subjecting hosts to rental tax, income tax, or VAT, with annual tax forms due in early May.

Safety is a priority, and hosts are encouraged to provide emergency instructions and basic safety measures such as fire alarms and first aid kits. Courtesy and community integration are also emphasized, with hosts advised to communicate house rules and local customs to guests.

The Finnish government plans to ensure legislative clarity to support short-term rental activities while empowering housing companies to address disruptions. Municipal authorities in major Finnish cities, including Helsinki, retain discretion over intervention in Airbnb activities, particularly where professional hosting might necessitate changes in property use or when accommodating significant nuisance complaints from housing companies.

Insurance is another critical area; hosts should verify that their properties have adequate coverage to safeguard against potential liabilities. Existing homeowner's or renter’s insurance might need adjustments to cover hosting activities adequately.

Overall, while Helsinki fosters an environment accommodating to Airbnb, hosts are expected to navigate complex legal and community frameworks to maintain responsible hosting practices.